Small and Medium Business Insurance

Running a small or medium business is not a simple task, managing your suppliers, personnel, accounts and most of all looking after your customers. It is no wonder that arranging your insurance cover is added pressure to your working life.

Searching and comparing quotes from insurer to insurer, concerned over whether you have the right level of cover, can be a burden.

So what can Aon do to help?

Aon is a specialist in commercial insurance for small to medium sized businesses. Partnering with Aon, small to medium sized businesses like yours could tap into the resources and expertise of the UK's leading insurance broker* .

Our specialist teams could compare the cover from a panel of insurers and arrange the most appropriate insurance for your business.

If your turnover is up to £2m contact our small business team on
0845 769 7065, if your turnover is over £2m, contact our medium business team on 023 8060 7067. If you are based in Scotland we have a dedicated team in Glasgow, contact 0141 222 3245.

This product is available to all our clients and could offer the business a support package. This is a suite of products that has been developed to offer a range of helpful business related services:

• Specialist valuation service - provides valuations for insurance, taxation or other financial purpose via a team of experienced professionals.
• Loss adjuster services - a specialist service to handle your property and business interruption claims.
• Emergency assistance service giving access to nationwide network of approved contractors available 24 hours a day.
• BusinessSmart, an online tool that allows you to conduct a risk audit for finance, security, employment, health and safety, IT and commerce.

Aon could provide your business with cover for:

Employers' liability:

In the UK, employers' liability is compulsory by law for anyone operating in the UK and employing staff. The limit provided by all insurers is £10,000,000.

Cover is provided to protect the employee by acts of negligence (death, bodily injury, or damage to third party property) by the employer.

Public liability:

Cover to protect the public by acts of negligence (death, bodily injury, or damage to third party property) by the policyholder.

The limit of liability for this section could start from £1,000,000 and could be increased to £5,000,000. In some circumstances, this could be increased to a higher limit if required.

Products liability:

Cover is provided to protect the public against the products, goods or services provided by the policyholder.

Professional indemnity:

Covers loss caused by breach of professional duty, or negligent advice given to third parties. Losses can result from injury, damage to property or financial loss.

Additional products Aon could provide are:

• Commercial Vehicle.
• Business Car.
• Fleet.
• Directors and Officers.
• Buildings and/or Tenants' Improvements.
• Contents
• Business Interruption.
• Material Damage.
• Legal Liabilities.

If you would like Aon to help your small business to compare insurance cover from our panel of leading insurers, and allow us to arrange the most appropriate cover for your business needs, contact us via our online form.

If your turnover is up to £2m contact our small business team on 0845 769 7065, if your turnover is over £2m, contact our medium business team on 023 8060 7067.If you are based in Scotland we have a dedicated team in Glasgow, contact 0141 222 3245.

Other related Info:

(*Source: Insurance Times, 2007)